Abby seems like a really nice character so far
Can't wait to see her in action soon.
Posemaniacs can serve as a great reference for anatomy, and if you have an artist's wooden mannequin on hand, you can use that to help you with drawing poses.
I'm not very good at explaining anatomy, to be perfectly honest, so I've sketched up some quick examples to keep in mind.
You had the right idea to use stick figures as a base to build and position your character, but if you mark balljoints to your stick figures, it'll give you a better idea of where the shoulders, wrists, elbows, knees and ankles join. You could trace the stick figure skeleton on some photo references to get an idea of the pose and the joints, and once you got the hang of them, practise drawing them free hand.
Arms don't look this straight and pointy, well not for mature female characters in this case. They tend to be curvy and sleek looking, and note how the elbow juts out at some angles. Incidentally, if your character was a child, then the arms (as well as legs and waist) would be less curvy and more straight-ish.
http://i45.photobucket.com/albums/f79/JayKat88/shower%20steam_zpsibyvs79w.pngThis is kind of NSWF-ish, just to be safe. If you're worried about showing off 'bits', particularly in shower scenes, you could always draw steam and highlight the figure with hatching or any type of shading.
Help Needed
Theakon
@ 8:41 AM Mar 28th